Financing & Discounts • Calhoun & NW Georgia
Spread the cost of a new system or home-energy upgrade into monthly payments through our lending partners, and ask about senior and military discounts.
We show you the monthly payment and total cost in writing before any work begins.
The Short Answer
Anderson Heating, Air & Insulation offers HVAC and insulation financing through Optimus, including GreenSky and Wisetack, plus on-bill financing for qualifying North Georgia EMC members. Approval, rates and terms are set by the lender and depend on your credit. We also offer senior and military discounts. Family-owned in Calhoun since 1978.
How It Works
Get your price
We look at the home and give you a firm price for the project before anything else.
See your options
Monthly payment, total cost and any rebates that apply, explained in plain English and in writing.
Apply with our team
We walk you through the application with our lending partners. The lender makes the credit decision.
Schedule the work
Once you’re approved and comfortable with the terms, we put your project on the calendar.
Financing Options
We work with several lenders so more homeowners can find terms that fit. Approval, rates and terms are subject to credit and lender requirements.
OptimusOur home-improvement financing platform, connecting you with lenders including GreenSky and Wisetack.Ask about financing 
GreenSkyFinancing for qualifying HVAC and insulation projects. Promotional offers may be available to qualified buyers.Ask about financing 
WisetackConsumer financing with a mobile-friendly application, well suited to whole-home energy upgrades.Ask about financing 
North Georgia EMC on-billFor NGEMC co-op members: pay for qualifying energy-efficiency upgrades through your monthly electric bill.Ask about on-bill financing 
Senior & military discountsDiscounts you can ask about on repairs, installations and energy upgrades.Ask about discounts 
Maintenance planLower the cost of future repairs with no diagnostic fee and 5% off.Learn more Discounts
Senior discount
Savings for seniors on HVAC repairs, installations, insulation and weatherization. Ask about current senior rates when you call.
Military & first responder discount
Active duty, veterans, police, fire and EMS receive a discount as our thanks for your service.
For $30/month, members get twice-yearly tune-ups, priority dispatch, no diagnostic fee and 5% off repairs.
No Surprises
A new system is a big purchase, and big numbers make anyone nervous. When you sit down with Anderson, you see the financing options in plain English, including the monthly payment, the total cost and any rebates that apply, before any work begins. No high pressure, and no decision until you're comfortable.
"We stand behind the work you purchased. If our repair doesn't hold up, we'll work with you to make it right." The Anderson Promise
Other Ways to Save
Reviews
Rated 4.8 across 670+ Google reviews from Northwest Georgia homeowners.
★★★★★
“Exceptional Service from Start to Finish. The team at Anderson Heating and Air provided outstanding service from beginning to end...”
★★★★★
“I recently had the pleasure of experiencing exceptional service from Josh, Joe, and Eddie. From the moment they arrived, their professionalism and dedication were evident...”
★★★★★
“Josh and Keith did a fantastic job with my air conditioner. Very professional, knowledgeable about what they were doing...”
FAQ
Yes. We offer financing for HVAC and insulation projects through Optimus, which works with lenders including GreenSky and Wisetack. North Georgia EMC members may also qualify for on-bill financing on qualifying energy-efficiency upgrades.
Call (706) 629-0749 or request a financing review. We give you a firm project price first, then walk you through the application with our lending partners. The lender makes the credit decision.
Rates, terms and monthly payments are set by the lender and depend on your credit, the project and the plan you choose. Promotional offers may be available to qualified buyers. We show you the numbers in writing before any work begins.
For North Georgia EMC co-op members, on-bill financing lets you pay for qualifying energy-efficiency upgrades through your monthly electric bill. Ask us whether your project qualifies.
Yes. We offer senior discounts and a military and first responder discount. Ask about current rates when you call.
Often, yes. Rebates such as Georgia’s HER program can lower the project cost, and financing can cover the rest. Program rules change, so we confirm what applies to your project before you decide.
Keep Exploring
Maintenance Plan$30/month: no diagnostic fee and 5% off repairs.Georgia Energy RebatesCurrent HER and HEAR program status.HVAC Repair CostHow our repair pricing works.
HVAC InstallationRight-sized systems, installed right.Serving Northwest Georgia from our Calhoun shop
Ready for a More Comfortable Home?
Call our Calhoun office or request a financing review. We'll give you a firm price and walk you through the payment options.
Tell us what's going on and we'll take care of the rest.
